Consumer Vulnerability and Welfare in Mortgage Contracts

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Consumer Vulnerability and Welfare in...

Consumer Vulnerability and Welfare in Mortgage Contracts

Name: Consumer Vulnerability and Welfare in Mortgage Contracts
ISBN: 9781509913428

Irina Domurath

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This book advocates a new way of thinking about mortgage contracts. This claim is based on the assumption that we currently live in a political economy in which consumer debt fulfils a social function. In the field of housing, this is evidenced by the expansion of mortgage credit through which consumers are to purchase residential property as a means of social inclusion and personal welfare. It is suggested that contract law needs to adjust to this new social function in order to avoid welfare losses in terms of default, overindebtedness, and possibly eviction. To this end, this book analyses theoretical contract law frameworks and makes concrete proposals for contract law in the EU legal order.

Năm:

2017

Nhà xuát bản:

Hart Publishing

Ngôn ngữ:

english

ISBN 10:

1509913424

ISBN 13:

9781509913428

File:

PDF, 3.90 MB